Chief Compliance Officer American Fidelity Assurance Company Professional Bio
Tim Bolden joined American Fidelity Corporation in 2012 and serves as Vice President, Chief Compliance Officer and Deputy General Counsel in the Law Department.
He oversees Corporate Compliance, MAR, insurance regulatory matters and litigation.
With more than thirty-five years’ experience in the practice of law, Mr. Bolden has engaged in private practice and served in leadership roles in the law and compliance functions of several insurers including Provident Life / Unum, Protective Life, CIGNA, Assurant and AIG. He has FINRA 6, 63 and 26 designations as a registered securities principal of American Fidelity Securities, Inc. In addition to his prior service as a court-certified mediator and AAA arbitrator, he has represented clients in criminal and civil litigation at the trial and appellate level in various state and federal courts as well as before committees of the US Senate. He is currently a member of the ARIAS-US panel of arbitrators.
Tim enjoys scuba, shooting sports, cooking, homebrewing, and is a KCBS certified BBQ judge. He is a former trustee of the Oklahoma Engineering Foundation and serves on the CEFLI Board of Directors.
Megan Claypool is Senior Vice President and Chief Compliance Officer at Athene.
Megan has spent over 16 years in the insurance industry, in both legal and compliance roles. In her current role, she oversees compliance for Athene Holding and Athene’s United States life insurance business, which includes oversight of suitability, product compliance, complaint handling, agent business practices, market conduct, financial crime and training. Prior to joining Athene’s predecessor companies, Megan was in private legal practice. She earned both her undergraduate and law degrees from the University of Iowa.
Senior Vice President, Insurance Chief Compliance Officer Primerica Life Insurance Company Professional Bio
Vickie Bulger was elected to the CEFLI Board of Directors in June of 2020. Ms. Bulger is presently a Senior Vice President and Insurance Chief Compliance Officer for Primerica Life Insurance Company.
She is also the Chief Compliance Officer and a Board Director for its subsidiary National Benefit Life. She has over 30+ years of experience in the insurance industry. Ms. Bulger has been with Primerica Life Insurance Company since 1988. She is active in the insurance industry and presently serves on the CEFLI Compliance and Ethics Committee, 2011-present. She has also served on the American Council of Life Insurers (ACLI) Market Conduct Committee since 2014 and the Insurance Regulatory Examiners Society Foundation (IRESF) Board of Directors since 2019. She served on the AICP Annual Conference – All Sessions Committee (2017 and 2018); and is presently a member of the AICP Gulf States Chapter. Ms. Bulger earned a Master of Public Administration degree from Georgia State University. She has also earned several insurance industry designations.
Chad Eslinger is the Chief Compliance and Ethics Officer of Resolution Life US and affiliate companies.
Chad is a member of the ACLI’s Market Conduct Committee and chairs the Anti-Money Laundering and Critical Infrastructure Task Force. Chad is a registered principal with SLD America Equities, holds various LOMA designations including AIRC™ Associate, Insurance Regulatory Compliance and FLMI™ Fellow, Life Management Institute.
George is a managing director in Deloitte Advisory’s Regulatory & Compliance services practice and leads the Life Insurance Regulatory Practice.
George serves clients in the insurance, asset management and securities industries.
George has a broad range of knowledge and experience covering compliance programs and regulatory issues in insurance, broker-dealer and investment adviser matters. He has also helped insurance companies to investigate issues and remediate them with customer and regulators, covering topics such as sales practices and claims. George is a regular speaker at industry conferences and author of articles that have been featured in industry publications.
George has 30 years of industry experience at a global insurance and asset management company where he served as the global chief compliance officer for its US and international insurance and investment businesses for ten years. Previously, he was the CCO for its securities broker-dealer, a full service broker-dealer and registered investment adviser, offering a complete range of securities products. In his four years as its CCO, he helped the firm meet the regulatory obligations arising from its regulatory settlements for sales practices issues with federal securities regulators and the Department of Justice.
George has his BS in Finance and Economics from Georgetown University and his MBA from Rutgers Graduate School of Management.
Cyndi Hall serves as the Vice President and Chief Compliance Officer at Sammons Financial Group.
Cyndi earned a Juris Doctorate Degree from the University of Iowa School of Law and has more than 15 years of experience in the life and annuity insurance business. Ms. Hall has been a Compliance leader at Sammons Financial Group the last 8 years, serving as Chief Compliance Officer for the last 2 years.
Jeffrey P. Halperin
Chief Compliance Officer, Associate General Counsel; Brighthouse Financial Professional Bio
Jeff Halperin is Chief Compliance Officer (CCO) and Associate General Counsel for Brighthouse Financial, Inc., the spin-off of MetLife’s former Retail Division. He is responsible for managing the Brighthouse Compliance Department, which is charged with mitigating regulatory risk for the Company, the Procurement and Third-Party Risk Management units, and the Distribution and Vendor Contracts legal functions.
Prior to joining Brighthouse Financial, Jeff worked in MetLife’s Corporate Ethics & Compliance Department in a variety of roles of increasing responsibility, including MetLife’s Global Money Laundering Prevention Officer and CCO of the MetLife Funds, MetLife Advisers, LLC, and MetLife Securities, Inc. His last assignment at MetLife was SVP Compliance for MetLife’s U.S. Businesses. Jeff’s combined tenure at MetLife and Brighthouse Financial is over 23 years.
During his career, he also worked in Compliance at Goldman, Sachs & Co. and as Senior Counsel to the Securities Division of the State of Connecticut Department of Banking.
Jeff is an active participant in the industry, including being on FINRA’s Membership Committee, where he provides feedback to FINRA on the potential impact of proposed rule changes on the securities industry. He is also a frequent panelist on topics of securities and insurance regulation.
Jeff is a graduate of the University of Michigan and the University of Connecticut School of Law.
Stephen B. Harris
Senior Vice President, Chief Ethics & Compliance Officer Lincoln Financial Group Professional Bio
Steve is Senior Vice President, Chief Ethics & Compliance Officer at Lincoln Financial Group, a Fortune 250 financial services company founded in 1905.
Steve is an experienced ethics and compliance leader with a reputation for building exceptional ethics and compliance programs. He is known for critical and strategic thinking, creativity, careful listening and practical problem solving, all of which have contributed to his success at building strong partnerships with business leaders and regulators.
In this role, Steve has ultimate accountability for the effectiveness of the compliance programs covering all company businesses and functions, which include Life Insurance, Annuities, Retirement Plans, and Group Protection, as well as registered broker-dealers and mutual funds. Prior to joining Lincoln, Steve worked at The Hartford Financial Services Group, Inc. for 12 years, including 6 years as Vice President, Corporate Chief Compliance Officer. Prior to becoming an ethics and compliance officer, Steve was an employment lawyer for 25 years, advising companies across the country and representing them in employment litigation.
Steve has been a frequent speaker at national and regional conferences on ethics and compliance. He serves on the Advisory Boards of the Hoffman Center for Business Ethics at Bentley University and the Center for Compliance and Ethics at the Temple University Beasley School of Law.
Senior Vice President & Chief Compliance Officer Symetra Financial Corporation Professional Bio
Maureen Henderson is Symetra Life Insurance Company’s Senior Vice President and Chief Compliance Officer.
Prior to joining Symetra, Maureen spent more than 25 years of her career being an in house attorney and chief compliance officer with three major insurance companies The Hartford, Aviva USA and Global Atlantic Financial Group. During her tenure with these companies, Maureen built and implemented new compliance organizations based on managing risk with the business strategy.
Maureen also has substantial experience in all aspects of life insurance compliance and risk management including sales and distribution oversight, operations, product, and program development, third party administration due diligence, oversight and supervision.
Maureen is a founding and current board member for the Compliance Ethics Forum for Life Insurers (CEFLI), and serves on a number of committees for the American Council of Life Insurers (ACLI). Maureen is also actively involved with the National Association of Insurance Commissioners (NAIC); and the Insurance Regulatory Examiners Society (IRES).
As Chief Ethics and Compliance Officer (CECO) for Allianz Life Insurance Company of North America (Allianz Life®) and Allianz Life Insurance Company of New York (Allianz Life® of NY), Steve Koslow is responsible for leading efforts to build and sustain a strong ethical culture and helping ensure the company meets regulatory and corporate expectations for market conduct.
Koslow leads the ethics and compliance programs for the insurance, wholesale broker/dealer, and
investment advisory businesses.
Prior to joining Allianz Life, Koslow was CECO with CUNA Mutual Group and held leadership roles in compliance with PricewaterhouseCoopers, where he helped insurance companies formalize their ethics and compliance programs. He also held various attorney roles with MetLife and the law firms of Schiff, Hardin & Waite and Holland & Hart. Koslow earned a Bachelor of Science degree and a Master of Arts degree from the University of Wisconsin, Madison. He holds a Juris Doctor from Northwestern University School of Law in Chicago, IL.
Executive Vice President and General Counsel Homesteaders Life Company Professional Bio
Marla is Executive Vice President – General Counsel for Homesteaders Life Company, West Des Moines, Iowa.
She received her Juris Doctor degree from University of Iowa College of Law With Honors, and her undergraduate degree from Drake University in Des Moines, Iowa.
Prior to working as in-house counsel, Marla was engaged in the private practice of law in Washington State and Missouri for over 20 years concentrating on corporate law and tax matters before relocating back to Des Moines in early 2003 to join what was then known as the AmerUs Group (formerly known as Central Life Company and later known as Aviva USA) as a director in the Advanced Markets department, ultimately becoming Senior Vice President and Associate General Counsel in the legal department. Marla joined American Equity Investment Life Insurance Company (AEL) in June 2008 and was promoted to Chief Compliance Officer, Associate General Counsel. After the death of American Equity’s CEO, Wendy Carlson, in mid-2012, Marla left AEL to join Homesteaders Life Company. As EVP-General Counsel, Marla heads up both the Legal and the Compliance Departments at Homesteaders Life and is responsible for all compliance functions as well as General Counsel duties.
Marla obtained her CLU designation in 2004 and ChFC designation in 2005. She is a member of the Iowa State Bar Association, and the Missouri State Bar Association. She holds FINRA Series 7, 24, 63 and 65 licenses (currently inactive). She has been a CEFLI Board member since 2012 and is a frequent speaker at CEFLI and other industry events. She is also a two-time member of the Board of Directors of the Des Moines Metro Opera.
As Chief Compliance & Ethics Officer, Mr. Lucido oversees the compliance and ethics programs for MassMutual and its domestic and foreign operations, which includes various insurance, retirement and asset management businesses.
Prior to assuming his current position as Chief Compliance & Ethics Officer, Mr. Lucido was Vice President and Associate General Counsel at MassMutual’s investment management affiliate, Babson Capital Management LLC, responsible for providing legal support on all regulatory, compliance and corporate governance matters.
Prior to joining MassMutual in 2006, Mr. Lucido served as First Vice President and Senior Counsel at Merrill Lynch Investment Managers, the asset management division of Merrill Lynch & Co, Inc., which he joined in 1995. Before that, Mr. Lucido was an associate attorney at Dilworth Paxson LLP in Philadelphia where he practiced corporate and securities law. Mr. Lucido received an A.B. in Business Economics from Brown University and a J.D., cum laude, from the University of Pennsylvania Law School.
Timothy J. O’Driscoll counsels insurance industry clients on a broad range of litigation and regulatory matters.
A seasoned litigator, Tim defends insurance companies in high-stakes coverage and extra-contractual disputes in state and federal courts across the country, involving life, long-term care, annuity and property and casualty policies. He has successfully resolved numerous complex cases, winning jury trials, dispositive pretrial motions, arbitrations and appeals and securing favorable settlements. Tim also advises insurer and broker clients on regulatory issues and compliance and regularly speaks to organizations across the country on topics including cost of insurance, structured settlements, the secondary life insurance market, unclaimed property and insurer insolvency issues.
Managing Counsel and Chief Compliance Officer Thrivent Professional Bio
James M. Odland, Vice President and Managing Counsel, Insurance Law and Compliance, Thrivent Financial for Lutherans, since August 2005.
Jim is the managing counsel for the Insurance Law and Compliance Group for Thrivent Financial for Lutherans. The Insurance Law Group is responsible for all legal aspects pertaining to the manufacture of fixed and variable insurance products and operations issues that might arise from the sale of these products. The group prepares registration statements for variable life and variable annuity unit investment trusts with the Securities and Exchange Commission, along with various periodic reports. The group is also responsible for legal aspects regarding product design of fixed and variable life and fixed and variable annuity contract forms, as well as health insurance. Jim also acts as liaison in connection with regulatory examinations and inquiries, to ensure compliance with federal and state laws and regulations.
Jim is also Thrivent’s Chief Compliance Officer for Thrivent’s Insurance Operations including all fixed and variable life insurance and fixed and variable annuities, as well as health insurance products. Jim’s responsibilities also include Communications Compliance.
Prior to rejoining Thrivent in 2005 (Jim was with Lutheran Brotherhood for 13 years), Jim was employed by a number of financial services and insurance organizations including Allianz Life Insurance Company of North America, Woodbury Financial Services, Inc., American Express Financial Advisors (now Ameriprise Financial), and ReliaStar Financial Corp. (now a part of ING Group).
Wayne Smiley is a Senior Director, Senior Compliance Officer at TIAA-CREF Life Insurance Company.
Wayne provides subject matter expertise for Insurance Compliance matters, and he is the Chief Compliance Officer for TIAA-CREF Life Insurance Company and the TIAA Insurance Agency.
Wayne has 30 years of experience in the financial services industry, primarily focused on Insurance matters. His experience includes broad-based compliance, legal, risk management, claims, reinsurance and litigation management work.
Wayne joined TIAA in July of 2006. Immediately preceding TIAA, he was an Assistant Vice President at Fidelity & Guaranty Life Insurance Company, where he was the Chief Compliance Officer, Chief Privacy Officer and, for a year on an interim basis, the Chief Risk Officer. Wayne’s primary function was leading the company’s Corporate Compliance Program, which also included maintaining compliance oversight of its foreign subsidiaries.
Prior to his tenure at Fidelity & Guaranty Life Insurance Company, Wayne held various compliance management and operations-level positions at Legal & General America, United States Fidelity & Guaranty Company, Royal Insurance Company, and the Travelers Corporation.
Wayne has served on a number of industry committees and associations, having been most active with the Compliance and Ethics Forum for Life Insurers (“CEFLI”), where he is a current member of CEFLI’s Board of Directors, the American Council of Life Insurer’s Compliance and Legal Section – where he previously served as Section Secretary and Vice President – and the Association of Insurance Compliance Professionals (“AICP”).
Wayne holds a B.A. from the University of Alabama, and a J.D. from the University of Maryland School of Law.
Vice President, CCO and Deputy General Counsel CNO Financial Group Professional Bio
Nancy Sweet is Vice President, Chief Compliance Officer and Deputy General Counsel of CNO Services, LLC, a subsidiary of CNO Financial Group, Inc. (CNO).
CNO subsidiary companies include Bankers Life and Casualty, Colonial Penn Life Insurance Company, Washington National Life Insurance Company, Bankers Life Securities, Inc. and Bankers Life Advisory Services, Inc. In her various roles at CNO, Nancy has led teams of attorneys and compliance professionals responsible for supporting annuity suitability, distribution compliance, product development, advertising and regulatory filing, marketing, market conduct exams, insurance operations and claims support, code of conduct, whistleblower hotline and privacy. During her tenure, Nancy led the implementation of the annuity suitability program and was lead counsel supporting the creation and stand-up of a new retail broker dealer and an investment advisor firm. Currently, legal and compliance staff for the broker dealer and investment advisor report to Nancy. Previous to her roles at CNO, Nancy served in various counsel positions for small and medium-sized insurance companies.
Nancy currently serves as Chair of the Compliance & Ethics Forum for Life Insurers (CEFLI) Board of Directors. She is a proud graduate of Butler University with a BS in Business Administration and Indiana University Robert H. McKinney School of Law. In her free time, Nancy enjoys coaching youth volleyball, watching Butler basketball, and spending time travelling with her family.